I don't think that's what anyone is arguing. People are arguing that Donald Trump is an existential threat to the american republic, not that he would be "bad for minorities". The racist thing is bad, but really only a small part of the overall badness of Donald Trump.
I fight with maven every day. I was just being snarky, the fact is maven can be abused in the same way anything can. Gulp gets insane when people start writing opaque custom tasks. Maven gets insane when people write opaque plugins. Nothing is perfect. Although people tell me Gradle is...
Maven is as close to perfect as it gets, IME. Certainly a lot more so than gradle. Insane plugins are a probem, but since plugins are first-class code you can solve that the same way you'd solve insanity in your actual codebase.
At-will means at-will. That said, larger companies generally have policies that require documentation and a "personal improvement plan" (PIP) before termination for cause. This is mostly to provide documentation in the event of a wrongful termination suit.
However, generally if an employee is considered a serious liability (they have hurt or threatened another employee) they can be fired immediately.
Startups tend to be a little more aggressive on termination because they can't afford to pay a salary to someone for months hoping they improve.
> This is mostly to provide documentation in the event of a wrongful termination suit.
While it might serve that purpose, it's primarily to make sure that middle-management takes reasonable steps to let people correct and thinks the decision through before acting. Nobody wants to work in a place where people get surprisingly or randomly fired, or where a manager is firing all the people they don't like. Having processes (mostly) prevents that sort of thing from happening.
This is a good article, in particular the first point that the "super star" cities were affordable places to live from the late 60s through the early 90s if you didn't mind a pretty gritty situation. However, I don't think you can recreate that situation easily in an affordable rust belt city.
The reason those cities were affordable at that time was white flight. The wealthy and middle class white population was moving to the suburbs, causing demand for housing to fall dramatically reducing costs (as well as the tax base, causing decay, increasing white flight). However the businesses that drove those cities did not leave. San Francisco was still a financial hub on the west cost. New York was still the center of finance and business for the entire country. So you had a place were creative people could gather and live affordably as well as an economy that produced enough excess to support the artists and musicians. (a struggling rust belt city doesn't have that many coffee shops and no local money to buy art and pay cover charges and clubs)
I guess what I'm saying is that those times are gone. There are cities where artists artists "are creating their own scene". New Orleans springs to mind, but those cities are getting expensive fast because there just isn't the huge excess of housing there was during white flight.
More precisely: Don't use credit cards to carry a balance.
By not using credit cards, you're giving away 1–5% free reward money from cash back programs. Not to mention the additional purchase protection you receive from shoddy vendors, like bars padding tips.
Best way to not carry a balance is to not have a credit card. It's very easy to say "don't carry a balance" but most people do. When I used credit cards I often carried a balance, despite my best efforts. If you have the discipline to NEVER carry a balance, more power to you. But most people don't and the points just aren't worth it.
I've never felt like it's taken much discipline for me personally, and I've never carried a balance on any credit card. I try to live far under my means and mostly just spend money on food, coffee, travel, and a laptop. Most of the rest of my "things" are hand-me-downs.
One "hack" that works for me is reviewing each transaction and paying the card in full every week. If I see it especially high one week then I spend more conservatively the next. I don't do any explicit budgeting, but being conscious of the big picture helps me.
Definitely use credit cards. If you know how to manage your finances (i.e. spend about 40-50% of what you make and save the rest), it shaves off 1~2% off of all your purchases.
This is even before mileage, hotel stay, etc. rewards come in.
