To put it plainly, in America, the value of Healthcare compared to the cost is shit.
Your beholden to your employment to keep it and if you work for a smaller company they usually have shittier plans leading to worse bargaining power. Also if that company is looking to cut costs they may choose even worse plans which you have ZERO control over.
Just because that's the way it is doesn't mean things couldn't improve.
"But I already have enough food so like this doesn't really apply to me "
I find it really hard to understand how people will continually go against their own self interests to align with their beliefs, without question.
Things can be different, things do change and we're not always right.
Data has shown we could all be spending considerably less on Healthcare with single player [1] and not be at the mercy of our employment for it... But it's still shunned because it's socialism or some other reason.
I'm not a developer mind you but devops. And while I reuse code regularly as well, when new projects come up, I'll ramp up with said boilerplate. Though thats typically in only required if it's something new.
Your beholden to your employment to keep it and if you work for a smaller company they usually have shittier plans leading to worse bargaining power. Also if that company is looking to cut costs they may choose even worse plans which you have ZERO control over.
Just because that's the way it is doesn't mean things couldn't improve.