YMMV. No boilerplate is exactly the same, there is usually some level of business logic or customization. With current gen I can point to a couple different files, maybe db models, and write a quick spec in 30 seconds and let it run in the background implementing the backend routes I want. I can do other valuable things in parallel, I can also point it to my FE to implement the api calls to the BE. It’s for me much quicker than a template which I am still customizing.

Is it a substantial blocker? Nope, but it’s like I outsourced all the boilerplate by writing a sentence or two.