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My one huge gripe with Tokyo's/Japan's transit system is that you can't load money onto an IC card using a credit card. I was just in Japan last month; my last trip before then had been in 2017, and I really assumed that they would have fixed this deficiency by now.

I forgot to get a Tokyo metro pass along with my train ticket from Narita to Tokyo, so I ended up wandering around Nippori station looking for an ATM that would take my Visa debit card so I could get some cash in order to top up my Pasmo card[0] and take a local train to Shinjuku. I'd also forgotten how most random ATMs don't take foreign debit cards; after it dawned on me, I left the station, found a 7-11, and used the ATM there.

This was not something I enjoyed having to do, while carrying my bags, after a 10-hour flight, plus 2 hours waiting in line at immigration, followed by another hour-long train ride to the city.

I was pleasantly surprised to find that many many more businesses in Japan take credit cards nowadays though.

[0] I was also pleasantly surprised to find that Pasmo cards are still good up to 10 years after the last time you use them. I feel like something similar in the US would expire after no more than a year or two.




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