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It’s both.

Upbringing, background, mindset, social safety nets (eg knowing that if you fail, you’ll still be fine) — these things are huge and make a huge difference.

But 300k then is about 650k today, and just the time this would buy me alone would mean I’d be able to dedicate my full energy to a few projects that, while I don’t think could ever reach the scale of Amazon, would at least have the potential to make a reasonable return on that initial investment. The 300k is a huge boost that a lot of people don’t have access to.

But you’re absolutely right. If you’re not in the game at all, it’s very difficult to get in, and those other non-financial benefits are a big deal.






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