Hacker News new | past | comments | ask | show | jobs | submit login

Do you know who owns most real estate either directly or indirectly? Pension funds. And who wants to shake up their pension? Nobody. It's the most democratized form of asset ownership, literally everybody is going to get angry.

And secondly... Are the second vacation homes really the problem? I'd guess the problem begins around 3rd or 5th, not the second one, which is a fairly common and usually also a good thing to have - for both the owner and the society.




Second vacation homes (plus Airbnb) become a problem for locals of that area. The young ones can't survive there and eventually have to rent (or provided as comp package) from established businesses (B&B/hotel).


> And secondly... Are the second vacation homes really the problem? I'd guess the problem begins around 3rd or 5th, not the second one, which is a fairly common and usually also a good thing to have - for both the owner and the society.

I'm not sure if you mean owning one primary home and two vacation homes, or one primary home and one vacation home when you mention a "second vacation home," but either way this strikes me as out of touch.

In 2024, US home ownership rate is 65.6%. (https://www.bankrate.com/homeownership/home-ownership-statis...)

In 2022, 4.6% of housing was comprised of second homes. (https://eyeonhousing.org/2024/09/the-nations-stock-of-second...)

4.6% of 65.6% is 3%, meaning at most 3% of Americans own a second home (but this doesn't account for citizens that own 3 or more homes, so the actual percentage is even lower.)

I don't consider that to be common. I also wonder: why is it a good thing for society (or even most homeowners?)


not talking about real estate in general. whats the proof that most vacant homes are owned by pension funds ? I don't think so.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: