The word you're looking for is "decentralized". Which also happens to be how the World Wide Web was designed. The benefit of a decentralized web is that it is hardened against attacks - specifically, hardened against attacks by the Soviets against America's defense communications network during the Cold War. Bitcoin was created in a similar vibe - to protect financial transactions from intrusion by the government.
That's not the word I'm looking for. The overwhelming number of scams and rug pulls built around blockchains and fake decentralization should be ample evidence that crypto isn't "protecting financial transactions" from anyone. If anything, it makes them more vulnerable and more likely to be lost.
The Web was like that once. Full of viruses and scams as well. Pretty silly idea too - who needs to throw a bunch of numbers around in a giant tube at the speed of light? It would require decades of work and global coordination to ever make an idea like that viable for the masses.
