I'm plenty capable I mean I've had like 4 or 5 unexpected ground falls in 20 years. Hung over rushing to class no hands trying to put a water bottle in my back pocket, someone stepped out from behind an on trail overhead bridge support column, braked hard for someone doing something unexpected and illegal while I was riding downhill on cobblestone. Shit happens, lessons to be learned in every case but protected hands always welcome.
I've never fallen no-handed but it was nice having gloves while developing that skill too ;)
I watched two guys riding too fast through pedestrians hit so hard one guy lost five spokes. And one day some guy coming the opposite way from me on the bike path suddenly started flipping end over end (I think his chain fell into his front wheel but I, too, was late for class so I checked for concussion and fucked off). I just managed to squeak past him but if it had happened twenty milliseconds earlier I would have been part of his drama.
After those two incidents I decided I was safer in the street. Fuckin college kids man.
I regret to admit I was a bit faster than I should have been and probably caused some heart palpitations. I'm 30+ now and shaking my fist at the local college kids.
Worst crash I had was a header when I was like 15, mechanical failure (I was learning to "fix" my own). Fortunately adolescent invincibility and a chin first impact allowed me to avoid serious harm, but I took helmets seriously after that too!
I've never fallen no-handed but it was nice having gloves while developing that skill too ;)