It'll be the old, PayPal fines you, takes your money, then go find a lawyer or maybe a class action to get it back. I hate banks and bank-like entities ability to have direct access to your money to dip in and grab what they think is theirs. I think there should be laws that keep your funds pure, and if the bank or bank-like wants to charge you, they have to go through the same process as any other business.