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I was looking into YNAB but $14.99 a month seems a lot


Yeah that price is just insane for my needs.

I was paying, as long as it was in the ballpark of $60/year, and that was already a lot. (I live in a country with lower overall income.)

However, my impression is that they have gone through a pivot. From their messaging it looks like the customer they’re after is someone going through more serious financial trouble. Someone in need of a sophisticated set of tools and methods to get out. That user is probably willing to pay more and for longer than someone like me.

I just wanted to know how much I’m spending on snacks and fast food.


I've kept YNAB4 running. That was the last non-subscription version.




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