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I bought a new iPhone with Apple's 0% interest financing in the UK in December, and the financing is provided by Barclays. Goldman Sachs doesn't have much of a presence in the UK yet, only Marcus AFAIK and no credit products.



Goldman doesn’t have much of a consumer presence anywhere. Only Marcus is their consumer facing side (besides Apple Card).

In America apple doesn’t use Goldman for their financing of products unless it’s financed via Apple Card.




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