> The US is so far behind in banking and actual useful technology it's quite funny.
I see this said, and it was true two decades ago, but I’m not aware of any way it’s true now. What banking can you do in Europe that you can’t do in the US?
Right, that’s the only one I’ve ever heard, but what does ‘without third party payment processor involved’ bring in practice?
I have a European bank account and a US one, and I don’t experience any meaningful difference, indeed the third party processors in the US are generally far more feature rich than the bare bones European bank options.
Hardly: “The US is so far behind in banking and actual useful technology it's quite funny.”
More: An irrelevant implementation detail that doesn’t impact end users.
I see this said, and it was true two decades ago, but I’m not aware of any way it’s true now. What banking can you do in Europe that you can’t do in the US?