I agree most of the time - aside from when I need to choose an image in a directory of (poorly named) images. Surely this is the situation where you do need thumbnail view? Does this never happen to you?
I agree, but that's really rare for me. Most of the time I find the right file by flicking trough the image viewer and memorizing the filename.
Also it's a more generic problem - say for poorly named documents or other files that don't have thumbnails. Right click -> open seems to solve most of those times.
So it does happen to me, but I still don't use it.