it's not a bad deal! The cost I expect for my kid at a state school for a 4 year school is ~~~~150K, given typical cost increases.
I'm not averse to giving him enough debt to attend to his finances with care - say, 20-30K in today's dollars. But I'm not saddling him with debt to last into his 30s. I lived that. It killed a great deal of opportunity for me.
I expect I will probably buy 90% or so of the Washington state GET program (somewhat complicated), and let him sort out the other 10%.
I'm not averse to giving him enough debt to attend to his finances with care - say, 20-30K in today's dollars. But I'm not saddling him with debt to last into his 30s. I lived that. It killed a great deal of opportunity for me.
I expect I will probably buy 90% or so of the Washington state GET program (somewhat complicated), and let him sort out the other 10%.