I sometimes wonder if the main difference between the US and EU economies is that in the EU, the state(s) have largely identified demand inelastic goods and services and regulated their supply: health, tertiary education, housing (more or less). Where these are not regulated, two things happen: prices shoot up and finance providers move in to finance access, creating debt traps. I’m trying not to think about Brexit too much, but one of my indicators for, “this was a bad/good idea” is the extent to which the health, education, housing sectors are further deregulated.